An air bubble of radius \( 1.0 \, \text{mm} \) is observed at a depth of \( 20 \, \text{cm} \) below the free surface of a liquid having surface tension \( 0.095 \, \text{J/m}^{2} \) and density \( 10^{3} \, \text{kg/m}^{3} \). The difference between pressure inside the bubble and atmospheric pressure is ________ \( \text{N/m}^{2} \). (Take \( g = 10 \, \text{m/s}^{2} \))